“Livelihood” French self-report: a monthly income of 2,500 euros, can not lead an ideal life

2022-05-03 0 By

Paris, Jan. 31 (Rugia) Purchasing power is the biggest concern of the French right now.Even middle-class families have to pinch pennies.According to Le Parisien, Julie (not her real name), a 43-year-old architect in the Champagne-Ardenne region of France, lives with her husband and their three children in a villa they bought and runs a construction business together, but says that while they earn well, they have a lot of expenses,Forced to live in moderation.Jolie earns 2,500 euros a month after tax, as does her husband.That’s the average salary of a French private-sector worker, according to Insee, the national Institute for Statistics and Economic Research.Julie stresses that more than half of self-employed architects in France earn the minimum wage (SMIC), “and there is a huge wage gap between those earning more than €10,000 a month and those struggling to make ends meet.”Julie’s income falls somewhere in between. “MY salary is not low, but we have seven years of professional education, 20 years of experience and heavy responsibilities.It should also be pointed out that this is not a 35-hour week, it’s a 70-80 hour week, and we work Saturday, Sunday or evening.””We don’t get a fair return in our daily lives. Our lifestyle doesn’t match our income,” she lamented.Mostly because of budget issues, the family stays in France for two weeks in the summer and a week in the spring, and “we drive to our destination, rent on an Airbnb or something, or rent a house on the coast.”They don’t have the budget to go farther away.”But that’s not our taste. We can’t afford a dream trip,” she said.She added that they take nicer trips whenever possible, and in this case, Spain and Italy.Julie scrimped hard but lived well.She talks about not being forced to give up or expect too much in life.The couple took out consumer loans, which cost about 1,000 euros a month, to renovate their house, finance their eldest son’s study abroad, buy a car and so on.They bought accident insurance at €47.70 a month because they had less coverage as self-employed.The family has a housing loan of €1,285.49 a month (excluding insurance due at the end of 2032), a monthly food budget of around €950, phone and Internet subscriptions and €400 a month (including canteen meals) for their two children at a private primary school.Julie admits the bills are always heavy. “We shop at the market, organic and local, and we pay attention to food.Of course we don’t have to do that, but I think it’s necessary and not overindulging.”As for the enjoyment of life, they rarely go to the cinema, but do go to some concerts and plays, the children get a new book every holiday, one of them pays 40 euros a month for piano lessons, and they don’t often buy new clothes, but try to barter, which is both economical and environmentally friendly.To boost their purchasing power, which has remained stable over the years, Julie’s family is looking to consume less and live greener lives, such as sharing equipment and tools and taking advantage of car-sharing services to reduce commuting costs that are expensive for the family.